Saving For College the Easy Way

Disclosure: This post is sponsored by Bloggin Mamas and Florida Prepaid. All opinions are mine alone.

Nothing is more important than family. Raising my kids right is a top priority for JC and I. We make sure they are respectful and have nice manners. We also make sure that we make our monthly payment for their Florida Prepaid college savings accounts. With three kids going back to back to college in 2024, 2025 and 2026, we know its going to be crazy expensive and we have been saving since they were newborns.

What is a 529 Savings Plan?

529 savings plans are named after section 529 of the Internal Revenue Code 26 U.S.C. § 529 and are designed to encourage saving for future higher education expenses of a designated beneficiary. Many states offer 529 savings plan options, including Florida Prepaid.

Money from a 529 plan can be used for tuition, fees, books, supplies and equipment required for study at any accredited college, university or vocational school in the United States and at some foreign universities. The money can also be used for room and board, as long as the fund beneficiary is at least a half-time student. Off-campus housing costs are covered up to the allowance for room and board that the college includes in its cost of attendance for federal financial-aid purposes. Qualified education expenses do not include student loans and student loan interest. There is legislation currently going through Congress that will expand the qualified expenses.

What is Florida Prepaid?

Florida Prepaid is the largest, longest running and most successful prepaid program in the nation and we are here to help Florida families understand the importance of investing in education and make it is easy to do so. Florida Prepaid offers two types of savings options: Prepaid Plans and 529 savings plans. There are five different types of Prepaid Plans, and they can only be purchased during Open Enrollment (which usually runs from Oct.-Feb.).Every college savings plan opened with us represents an investment in a child’s future, and in our state.

The Florida 529 Savings Plan

The Florida 529 Savings Plan can be started at anytime and only requires a $25 initial deposit to open. Even if you can’t save for your child’s entire college education, starting something is always better than doing nothing. The funds in a Florida 529 Savings Plan can be used for any qualified higher educational expense, including tuition, room & board, textbooks, graduate school and much more. This gives you extreme flexibility to use the funds as you see fit, for whatever your child may need. And should those needs change during his/her college years, individuals

are free to adjust as well.

The Florida 529 Savings Plan offers you the ultimate in flexibility. Simply choose from the investment options, then contribute as much and as often as you’d like to suit your budget and goals. Each investment option, such as our popular age-based option that automatically allocates contributions based on the age of the child, is independently run by professional investment managers. There are 11 investment options let you invest in any way you feel comfortable. From more aggressive to more conservative options, and with age-based and fully customized approaches, you have as much control as you want over how much you invest and where it’s invested. And as the years go by, you’re free to change contribution amounts and how they are allocated at any time.

See the website and FAQ for more details.

Sign up today!!  http://www.myfloridaprepaid.com/what-we-offer/529-savings-plan/

TGIF Blog & Instagram Hop

Happy Friday! I can't wait for 5 pm when I am officially out of work and my Memorial weekend starts!! Woo hoo! I don't have big plans for this weekend other than napping, going to the beach (if it doesn't rain) and some grilling. I also plan on sitting on my couch watching movies and catching up on blogging. It will (hopefully) be a super relaxing weekend!

Since it's Friday, it's also time for the TGIF Blog & Instagram Hop! Please link up your favorite blog post from the past week and your Instagram account with us. We are hoping to grow this party so please spread the word after you have linked up! Can't wait to read your blog!

Celebrate with us making it to Friday!

The TGIF Blog & Instagram Hop is a Friday friendly hop where we hope you can blossom, meet and greet new bloggers. We enjoy having you. 

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Each Friday we will feature our most favorite post from the previous week. It could be you! We also have a weekly Cohost spotlight, that is great to gain your blog some extra notice (enter here). 

The rules of the TGIF Blog and Instagram Hop Are simple!

1. Link-up any post or posts (no specifics) and your Instagram.

2. Grab a button and display it on your blog, in a post or somewhere visible to help us get notice for the Hop. Also helps us better feature your blog.

3.Be social. Comment and follow at least one blog you enjoy. 

4. Tweet out the TGIF hop. 

: Three Sisters and us :Mice In The Kitchen :Second Chances Girl :CompleteBliss Blog 

Meet This Weeks co host

The TGIF Blog & Instagram hop is currently looking for new cohost. Fill out the form below

 Cohost Form HERE.

Want to be our next Cohost with a special spotlight?! Cohost Form HERE.

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An InLinkz Link-up

An InLinkz Link-up

Sweet & Spicy Barbecue Chicken

Grilling season is upon us and one of my favorite things to grill is chicken. You can make it so many ways and my family loves it. We grill at least twice a week and with all this grilling I have perfected our favorite: Sweet & Spicy Barbecue Chicken!!

Ingredients:

Bone-in chicken pieces (I use breast, thighs and drumsticks)

For Marinade:

2 cloves of garlic, diced

salt and pepper to taste

a dash of paprika

Italian dressing to coat.

After Grilling:

1 bottle of sweet & spice BBQ sauce

Grilling Time; 1 hour

At least 4 hours before grilling, add chicken to a bowl. Add garlic and season with salt and pepper,t o taste. Add a dash of paprika and enough Italian dressing to coat the chicken. Cover and refrigerate at least 4 hours.

Light up your grill. I have a gas grill so I just turn it on medium heat and close the cover. I wait about 10 minutes before I add the chicken. I like my grill to be nice and hot. I place the chicken on the bottom part of the grill, closest to the flame for about 5-6 minutes per side. Then, SUPER IMPORTANT: I move the chicken to the top shelf, lower the heat to medium and close the cover! Moving the chicken to the top does not let the chicken get charred. I do not like eating burned chicken and this has become the fool-proof method to perfectly grilled chicken!

You are going to cook the chicken on the top shelf for about 45 minutes. It is very important to cook bone-in chicken thoroughly. While it's on the top shelf, I turn it twice so I make sure its evenly cooked. The second time I go to turn it, I brush the chicken with the barbecue sauce. 

Once I check that the chicken is done, I brush the chicken with the barbecue sauce again, cover and turn off the grill. I leave the chicken in there for about another 5 minutes. Then I just remove the chicken from the grill and serve! Sometimes I will accompany this chicken with baked potatoes and grilled asparagus but most of the time, I just set it out on a dish and people just grab-n-go!!

Do you like to grill? Do you use my same top-shelf grilling method?

Disney Dream Cruise: Day 2

I'm back with a recap of Day 2 on the Disney Dream. I am not the type of vacationer that likes to pack in a lot of activities into one day. I am on vacation to relax and that is exactly what we did on Day 2. We started off with everyone's favorite: Mickey Waffles!!!

This boy and I understand each other. Just grab and bite, no need to cut!!

I love this pic of Amberly and Gian. They might argue alot but they adore each other. 

Mommy and me selfie with Nassau in the background. We docked at Nassau early but we were in no hurry to get off the ship. This was probably around 9:30am!

After breakfast at Cabanas, we went to the Oceaneer's Club (the kid's club) to drop off Amberly and Gian Carlo. We had something special planned for Adrian. When we got there it was during Open House, when the parents can come into the club, and there was a dance party going on. You know my kids jumped right in. 

While they danced, JC and I toured the club. I love Disney for their attention to detail. Everything is exactly as you see in the movies. I mean, look at Andy's room from Toy Story!

and the Monsters, Inc., factory. It was so amazing. They also had Pixie Hollow for arts and crafts and Nemo's Reef as a computer station. I'm glad we got to see the club like this, it will be gong into renovation soon and out will emerge The Millenium Falcon!!! I need to go back just to see that!

Back on the dance floor was none other than Mickey Mouse himself leading the Hokey Pokey. 

This picture right here means so much to me. As a child, JC was never able to go on vacation with his family and now he was on a Disney cruise with his children. I came out of the kids club and saw him sitting in a porthole just staring out at Nassau. I didn't disturb him or ask him what he was thinking. I just quietly snapped this pic. 

We took Adrian with us and headed over to the theater. Yes, the Dream has a theater where they play Disney movies all day and guess what was being premiered while we were on the ship: AVENGERS: Age of Ultron!!!  We didn't tell Adrian anything, we just sat down and put on our 3D glasses. When the lights dimmed and he realized it was AVENGERS 2, he freaked out. He was so excited. 

He was in full Avengers gear on Saturday, hat, shirt, all of it.

It was a super cloudy day so after the movie and of course, some ice cream, we dropped Adrian off at the Oceaneer's club too. 

and JC and I got off the ship at Nassau. We wanted a day date and this was the perfect opportunity. 

We walked around the straw market and ended up at the Bacardi factory. And then, when in Rome...

That's one happy man right there. We sat outside for about 2 hours just people watching. There really isn't much else to do in Nassau and since they were getting ready for Carnaval, there was lots of people scrambling about. 

When we got back to the ship, we picked up the kids at the club (they didn't want to leave!) and headed up to the pool deck. They boys immediately got in line for the Aquaduck, JC napped on a pool chair, Amberly had more ice cream and I just hung out watching everyone.

Saturday night was the funnest night of our cruise because it was Pirate Night!! I had been planning out Pirate Night ever since I booked out cruise. I found the kids costumes at the Disney Store on super-clearance (about $9.99 each) and they went as Jake and Izzy from Jake and the Neverland Pirates. For JC and I, I purchased some black pants at Goodwill, shredded the bottom and we wroe t-shirts. The bandannas are given to you by your room host/hostess.  It cannot be a proper pirate night without a visit to Captain Jack Sparrow!

After Captain Jack, we were on our way to dinner when Amberly and JC ran into Captain Hook and Smee......

and the boys and I found Pirate Donald!!

We didn't make it to see Peter Pan but we will catch him next time!! We also made it to see the Villains Tonight show! It was so fantastic and hilarious! Dinner on Pirate Night was at The Royal Palace with yummy French food.

Doesn't he make a sexy pirate??

Pirate Night includes a super fun Pirate Deck Party at 10:30pm where there is a pirate show featuring Captain Jack Sparrow, a fireworks show and then an epic dance party. It becomes a club up on the pool deck and my kids took full advantage. I didn't know they had such amazing moves!!  We had so much fun at the party and didn't make it back to our cabin until well after midnight!!

Disney Dream Day 1 Recap

TGIF Blog & Instagram Hop

Happy TGIF! Fridays have always been one of my up most favorite days of the week. Which is why I started this growing, fun, friendly, inspiring hop! I am thankful to have each and every one of you that link-up and share with us each each. Thank you! 

Celebrate with us making it to Friday!

The TGIF Blog & Instagram Hop is a Friday friendly hop where we hope you can blossom, meet and greet new bloggers. We enjoy having you. 

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Each Friday we will feature our most favorite post from the previous week. It could be you! We also have a weekly Cohost spotlight, that is great to gain your blog some extra notice (enter here). 

The rules of the TGIF Blog and Instagram Hop Are simple!

1. Link-up any post or posts (no specifics) and your Instagram.

2. Grab a button and display it on your blog, in a post or somewhere visible to help us get notice for the Hop. Also helps us better feature your blog.

3.Be social. Comment and follow at least one blog you enjoy. 

4. Tweet out the TGIF hop. 

: Three Sisters and us :Mice In The Kitchen :Second Chances Girl :CompleteBliss Blog 

Meet This Weeks co host

The TGIF Blog & Instagram hop is currently looking for new cohost. Fill out the form belowe

Want to be our next cohost? fill out the simple form below.

 Cohost Form HERE.

TGIF Feature

A Bride On A Budget

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An InLinkz Link-up

An Afternoon of Beach Fun

Disclosure: I am a Goddess Garden Organics Ambassador. I have been compensated for this post, however, all opinions are mine alone.

Living in South Florida has it perks, the main ones being the amazing weather and the close proximity to a beach. We do not live by the South Beach area everyone knows Miami for but we do live really close to Matheson Hammock Park which has one of the few atoll beaches in the world. Sometimes in the afternoon, I like to grab the family and go to Matheson and just hang out.

No matter the time of day, even in the late afternoon, the sun is shining and everyone needs to wear sunscreen, especially our new favorite organic sunscreen, Goddess Garden. 

This is our usual setup under one of the palm trees. I love the nice breeze. JC prefers to take an afternoon nap so that's why there is only one chair. 

In our beach bag there's our Goddess Garden organic, chemical free sunscreen in both the everyday and kids, a coverup for Amberly, my trusty straw hat, a couple sandwiches and bottled water.

I let the kids bring whatever toys they want to the beach with the only rule being: you carry it! If I have to pick it up and carry it, it stays behind! They love the basics though: a bucket and shovels. 

Usually the beach will be open until sunset so we do get to enjoy a couple hours out there. Amberly likes the beach the least so she will usually just put down a towel and read or eat fruit. Sometimes she will venture out into the water, but that is always short-lived, 15 minutes max. 

The boys on the other hand could stay at the beach and in the water all day. They love everything about the beach and sometimes it will be just me and them. I love going to the beach to relax and there really is nothing nicer than just sitting under a palm tree after a long day at work!!

I have been mentioning Goddess Garden organic sunscreens alot lately and that's because we have really loved testing them out. I think you will too. Be sure to join our FB party next Wednesday at 9pm to learn more. RSVP for the party here!